If you study finance, they'll teach you how to compute the present value of future money or viceversa, meaning what's the value of a $1000 in 5 years, or the other way around. Very interesting eh? Sure, but how about computing individual value of money? Wouldn't that be more interesting? $1000 to me means nothing to Bill Gates. There isn't a formula to compute our own value of money.... or even our value of people. Can we compute the present value of a friendship? relationship? If there is, I think it'd be the opposite of computing the present value of money, because ....usually... a relationship tends to grow in value over time, where money to depreciates. This comparison might sound absurd, because you might say, you can't compare human relations with money, because in a relationship, many factors affect its value....sure....on the market place, many factors affect the value of our money as well. My personal value of money is very low, because I never view money as the most important need; although I have to agree its quite important. Let me explain why I don't value money as much as other; this might be my excuse, but its my real thought. Ever since little, I was never given spare money, cuz my mom view money sooooo importantly. They had a restaurant back then in Honduras, and I started working (helping out) since I was 6....btw, I helped out alot. I never asked them for money, because I always made my own lunches (usually sandwiches), so never had a need for money. I walked to school, so didn't need transit money. Until one day, I believe I was in grade 6, that's when my dad felt I should have some money of my own, so he gave me $5 daily. I love my dad, he always put himself on my shoes....haha. So, logically, I never had to use money, nor had needs for it, I should be able to save up my $5s everyday; The funny part happened couple months after that, I believe it was Christmas or Children's day, when I asked my dad to buy me a stereo. He agreed to pay whatever the different from my savings; I told him, Dad, you will have to pay all cuz I have no savings at all. That $5 he gave me daily, I spent them all daily LOL....bear in mind I was 11 then. Then I offered to work at the restaurant for half the wages the staff were paid and they agreed and that was my first part time job at a age of 11. So this is my real value of money. If I have more, I spend more, if I have less, I spend less. If I have none, I just won't spend anything at all. The main thing I learned is if I need money, I would work hard for it. I am a big spender, I gotta admit that, but I only spend what I earn. I never borrowed or spent anyone else’s money. My parents stopped all my financial aid when I reached 16. I have lived on my own ever since then. I paid my rent, my groceries, transit and even my tuition. And guess what? My mom is still saying that I am a big spender. Can you believe it? LOL. I just came to a conclusion that whatever I do is wrong in my mom’s point of view. Sometimes I wonder if I was born a boy, she would value me much more….maybe more than how much she value her money. Welcome to the chinese family!